How to Transfer Car Ownership in the UAE?

Transferring car ownership in the UAE is a crucial process whether you are selling, buying, or gifting a vehicle. The UAE government has established strict guidelines to ensure a smooth and legal transition of ownership. This guide will cover every aspect of transferring a car in the UAE, including the required documents, fees, and different scenarios that affect the process.

What Are the Steps to Transfer Car Ownership in the UAE?

The car ownership transfer process is straightforward and can be completed through government-approved channels. Here are the essential steps:

1. Clear Any Outstanding Fines and Loans:
   • Check for any unpaid traffic fines via the RTA website or Dubai Police portal.
   • If the car is financed, clear any remaining loan with the bank before initiating the transfer.
2. Obtain a Passing Certificate:
   • The vehicle must pass an inspection at an authorized testing center.
   • The test is valid for 30 days, and if the vehicle fails, necessary repairs must be made.
3. Gather Required Documents:
   • Original Emirates ID (buyer and seller)
   • Valid UAE driving license (buyer)
   • Vehicle registration card (Mulkiya)
   • Valid insurance policy (buyer)
   • Sale agreement (if applicable)
   • No Objection Certificate (NOC) from the bank (if the car was financed)
4. Visit the RTA or Tasjeel Centers:
   • The seller and buyer must visit an authorized service center like RTA, Tasjeel, or Shamil to process the transfer.
   • Submit the documents and complete biometric verification if required.
5. Pay the Transfer Fees:
   • Fees typically range between AED 350–500, depending on the vehicle type.
   • The buyer may need to pay additional fees for new plates if required.
6. Receive the New Mulkiya:
   • Once the transfer is complete, the buyer will receive a new vehicle registration card.
   • The seller should ensure the car is no longer under their name to avoid liability.

How Long Does It Take to Transfer Car Ownership?

The process usually takes about 30 minutes to an hour if all documents are in order and there are no outstanding fines or pending loans. However, delays can occur if additional approvals or clearance is required.

Can You Transfer Car Ownership Online in the UAE?

Yes, the UAE offers online transfer options through platforms like:

• Dubai RTA Website (for vehicles registered in Dubai)
• Abu Dhabi TAMM Portal (for vehicles registered in Abu Dhabi)
• Sharjah and Other Emirates’ Transport Authorities

Steps for Online Transfer:

• Log in to the relevant portal.
• Submit necessary documents.
• Pay transfer fees online.
• Buyer must insure the car and complete the final step at an RTA branch or authorized center.

What If the Buyer is in Another Emirate?

If the buyer and seller reside in different emirates:

• The seller must de-register the car in their emirate.
• The buyer must register it in their own emirate after obtaining an export certificate.
• Additional costs apply for the transfer between emirates.

Are There Special Rules for Expatriates?

Yes, expatriates must ensure:

• They have a valid UAE residence visa.
• They hold a UAE driving license.
• They obtain a No Objection Certificate (NOC) if required by their employer or sponsor.

What About Selling a Car if You Are Leaving the UAE?

If you are an expatriate leaving the country:

• Sell the car before your visa is canceled.
• Ensure all fines and loans are cleared.
• If the car is not sold, export or scrap it legally to avoid penalties.

How to Transfer a Car Ownership if the Owner Has Passed Away?

In the unfortunate event of an owner’s passing:

• The car becomes part of the deceased’s estate.
• Legal heirs must provide a court-issued inheritance certificate.
• The transfer follows standard procedures with additional approvals.

Can You Transfer Car Ownership Without the Seller Being Present?

Yes, but only if:

• The seller provides a legally attested Power of Attorney to a representative.
• The authorized person carries out the transaction at RTA centers.

How Much Does It Cost to Transfer Car Ownership in the UAE?

The general cost breakdown:

• Vehicle transfer fee: AED 350 – 500
• Car inspection fee: AED 150 – 200 (if applicable)
• New license plates (if needed): AED 400 – 1000
• Export certificate (for transfers between emirates): AED 100 – 200

Who is Responsible for Insurance During the Transfer?

• The buyer must have a valid insurance policy before completing the transfer.
• The seller can cancel their existing policy or transfer it to another vehicle.

Conclusion: Which Type of Car Owner Are You?

The car ownership transfer process in the UAE varies depending on the type of buyer or seller:

• First-Time Buyer: Ensure all documents are in order and get a comprehensive insurance policy.
• Expat Selling a Car Before Leaving: Complete the sale before visa cancellation to avoid legal issues.
• Owner Passing the Car to a Family Member: Follow the legal requirements and obtain inheritance documentation if necessary.
• Business Owner Selling a Fleet Vehicle: Handle bulk transfers through RTA-approved corporate services.

By understanding the legalities, costs, and required steps, you can ensure a smooth and hassle-free transfer of car ownership in the UAE.